Your credit score affects your life more than you think. The three-digit number is often used as an evaluation method by many businesses before they decide whether you are reliable or not. Fixing your credit can make your life easier and cheaper since you get many advantages from having a good credit rating. 1) Better […]
Tag: credit score
What Factors Affect Your Credit Score
Knowing what factors affect your credit score is very important. This three-digit number is used to evaluate whether or not you get approved for a credit card or a loan and at what interest rate. Here are the main factors that affect your score: Payment history Your payment history accounts for 35% of your credit […]
Stop Procrastinating: Fix Your Credit Now
Got bad credit? You’re not alone. Close to one-third of Americans have a credit score lower than 601 — and, yeah, that’s not so hot. Finding out you’re in that lowest credit echelon often comes at the worst time. You’ve just applied for a credit card, a car loan, a mortgage or even an apartment, […]
Is My Credit Score Good? Understand Your Credit Score
Having a good credit score is one of the most important determining factors when it comes to borrowing money. It also determines the low rate that you’ll get when you do. Trying to determine a specific number that means you have a “good” credit score can be tricky. There are lots of different credit scores […]