Author: Juliana A

Budgeting is the key to achieving your monetary goals, such as paying all your debt off, buying a car, or retiring early. In other words, having a budget is essential for your financial success. But sometimes, after you start doing it, you might face some struggles. But don’t give up just yet – here are […]

2020 is about to end, so it’s a great time to create new goals for the new year that is just around the corner. Most people fail on their resolutions, so it’s essential to set small measurable goals instead of big abstract ones and keep track of your progress throughout the year, not to set […]

Once you get into debt, staying in debt is actually quite easy if you’re not careful. Debt can cause a lot of anxiety, and prevent you from building wealth in the near future. Here are the top reasons people stay in debt: Reasons for Debt Gambling, so many different forms, including slot machines, racing, and […]

If you value a nice, relaxing night out at a restaurant filled with good food, you are probably aware that doing so can tend to get very expensive pretty quickly. For those who do not want to skip eating out altogether, there are ways to do so that will make it much more budget-friendly. These […]

Have you ever wondered why you’re paying so much for car insurance? The reality is that not everyone pays the same rate, and depending on the person’s situation, they are likely to pay more for it. Here are some reasons why you might be overpaying for car insurance:  You Have Bad Credit If you have […]

Are your monthly utility bills expensive? Most of us don’t realize it, but there are simple, yet efficient ways to lower your electric bill. Here are some things you can try: 1) Consider an Energy Audit There are many things you could be missing in order to save money on your utility bill that only […]

Having a side hustle is a great way to complement your income in order to accomplish your financial goals or pay off debt. Here are seven side hustle ideas for you to earn more money:  1) Resell Items To Make a Profit Many people are making a lot of money online by ‘flipping’ cheap or […]

Credit cards can be great financial tools when they are used correctly. They offer a variety of different perks, from providing you with free bonuses and rewards when making purchases to helping you increase your credit score. However, there are things you should never do with a credit card. Mismanaging your finances with credit cards […]

Investing the right way will allow you to get exponential monetary gains and increase your net worth. But if you try to skip the necessary steps, you can also lose most or even all your money. You can avoid this by keeping a few simple things in mind. Before you start investing, you should be […]

Not managing your money well could cause you a lot of anxiety and financial hardship. Staying on top of your finances is even more crucial if you’re a low-income earner, since you don’t have a lot of wiggle room for your spending. Here are the top money mistakes made by low-income earners: Living Paycheck to […]