Author: Juliana A

Your credit score affects your life more than you think. The three-digit number is often used as an evaluation method by many businesses before they decide whether you are reliable or not. Fixing your credit can make your life easier and cheaper since you get many advantages from having a good credit rating. 1) Better […]

Credit cards already come with great things like low-interest rates and cash back rewards. In addition to that, there are other awesome credit card benefits you should know and take advantage of. Above of all, these perks could help you save some extra money every year. 1- Price Protection Isn’t it upsetting when you buy […]

Knowing what factors affect your credit score is very important. This three-digit number is used to evaluate whether or not you get approved for a credit card or a loan and at what interest rate. Here are the main factors that affect your score: Payment history Your payment history accounts for 35% of your credit […]

Paying bills with your credit card can make you earn more rewards, manage your finances, add coverage like price protection to purchases. However, it should only be done as long as you pay your balance in full each month. Which Monthly Bills Can You Pay With a Credit Card? You can normally pay things like your […]

Sometimes short term loans are needed when there isn’t enough money to pay all the monthly bills, or for an emergency. Some online services provide this cash advance to meet those needs. They don’t require a cosigner and even bad credit is accepted. CashAdvance (cashadvance.com) Cash Advance is a company located in Utah. They have […]

So what should you do if you’re paying interest every month on your credit card balance? What’s the best balance transfer card for you? Find out below. Watch out for fees You’re likely thinking that a balance transfer sounds like a great idea—and it often is. But the balance transfer fee also needs to be […]

Whether the credit card companies are baiting you with cash back or  “free” plane tickets, you need to remember that these companies are in the business of making money, not helping you to save it. But by choosing the type of credit card that fits your lifestyle and your needs, you will likely get a […]

You likely have a seemingly unending stream of credit card offers arriving in your mailbox each week. Each of these credit card invitations can be very different, so you will need to carefully review each offer before you choose the best one for you. There are four major factors that you will need to consider: […]

We all have heard stories of the friend of a friend who planned an amazing trip or got a brand new mixer for free from their credit card rewards. These rewards are free money—as long as you don’t have to pay any annual fees or interest—which is great by anyone’s standard. You’re probably wondering, though, which type […]

A credit card can certainly have its downsides and possible risks, but the benefits definitely outweigh any negatives. Why you should get a credit card The main purpose of a credit card is to provide the cardholder with credit. With it, you can buy something today and not have to pay for it until later, […]